buyer Frequently asked questions

What’s the first step in buying a home?The best place to start is with a lender. Getting pre‑approved for a mortgage gives you a clear idea of your price range and shows sellers that you’re a serious buyer. I can connect you with some trusted lenders if you’d like.
How much money will I need for a down payment?Many people think they need 20%, but that’s actually not required for most buyers. Depending on your loan type, you might qualify for programs with as little as 3–5% down. Your lender can go over your specific options and what works best for your situation.
How long does the process take?Once you start touring homes, most buyers can go from offer to closing in about 30–60 days. Timing can vary depending on the market, financing, and how quickly you find the right property—but I’ll help keep things moving smoothly each step of the way.
What is earnest money?Earnest money is a good‑faith deposit you include with your offer to show you’re serious about buying. It’s typically held in escrow and later applied to your down payment or closing costs once the sale goes through.

seller Frequently asked questions

When’s the best time to sell?The “right time” depends on both the local market and your own schedule. While late spring and early summer often bring more buyers, pricing and preparation play a bigger role than the month itself. I can help you analyze current demand and find your ideal listing window.
How much is my home worth?We’ll start with a Comparative Market Analysis (CMA) to look at recent sales, active listings, and market trends. Online estimates can be helpful, but an in‑person evaluation—where we consider upgrades, condition, and location—always gives a more accurate picture.
How should I get my house ready?Clean, declutter, tackle small repairs, and make sure your home feels bright and welcoming. A little effort with paint, lighting, or landscaping can make a big difference. My job is to help you focus on cost‑effective updates that improve your bottom line.
Do I need to make repairs or sell as‑is?That depends on your timeline and goals. Light repairs often go a long way toward avoiding low offers. Selling “as is” can work too, but buyers may expect a price reduction or try to negotiate after inspections. We’ll decide what strategy best supports your sale.
Have more questions? message me!
Coldwell Banker Realty Denver CentralColorado Office License EC.040013731Colorado Broker License IA.100102257 Phone/Text: (720) 819-5918
Coldwell Banker A Hartwig CompanyCalifornia Office License 00450461California Broker License 01883077 Phone/Text: (661) 476-2980

© Coldwell Banker 2023 – 2025. All Rights Reserved. Coldwell Banker and the Coldwell Banker logo are trademarks of Coldwell Banker Real Estate LLC. The Coldwell Banker® System is comprised of company owned offices which are owned by a subsidiary of Anywhere Advisors LLC and franchised offices which are independently owned and operated. The Coldwell Banker System fully supports the principles of the Fair Housing Act and the Equal Opportunity Act.